As you set out investing in an individual retirement account (IRA) or a 401(k), you may come across options for both exchange-traded funds (ETFs) and mutual funds. These two investments are similar in many ways, and choosing between the two can be difficult. Both ETFs and mutual funds involve pooling investor money and then buying several securities, which makes it possible to diversify without needing to purchase and manage many individual assets.

ETFs are newer than mutual funds and have grown significantly in popularity in recent years. While there were only 123 ETFs in the United States in 2003, there…

Robert Ryerson

Robert Ryerson authored the 2016 book What’s the Deal With Identity Theft?: A Plain English Look at Our Fastest Growing Crime.

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