People make many mistakes when it comes to estate planning, but one of the most egregious ones is failing to account for medical decision-making. We can’t predict when we will no longer have the capacity to make decisions for ourselves about our health care, which is why it is so…

Many of us have misconceptions about who needs to create an estate plan. While we may assume that only high-net-worth individuals need them, estate plans are beneficial to a wide range of people, including entrepreneurs. Small business owners certainly have their hands full, but that should not distract them from…

While online apps and programs are not usually adequate substitutes for live human financial advisors who can help you navigate the complexities of planning and , there are several steps you can take on your own to ensure you’re ready for a comfortable post-work life. …

In fall 2022, Charles Schwab conducted a survey showing that nearly half of all millennials and Gen Z want to see cryptocurrency investments become part of their 401(k) retirement plans. This is perhaps not surprising considering that nearly half of respondents from these two generations say they already hold investments…

Many people don’t start saving for retirement until it’s too late. And, a lot of the time, that’s because they don’t know the first thing about finding a good retirement plan. To make sure you don’t fall into that trap, it’s a good idea to educate yourself on the different…

ntity theft, which involves stealing another individual’s personal information, has become an increasingly pervasive problem in recent years due in part to advances in technology. There are now more ways than ever for scammers to acquire someone’s credit card, passport, or other documents containing personal information. Identity fraud occurs when…

In this increasingly online world, people do not look at their digital assets in the same way they do their physical assets. However, everything from domain names to social media accounts can be considered assets. …

Each month, new cryptocurrencies are released to the digital world for potential buyers to invest in. Cryptocurrencies offer incredible money-making opportunities and are a way for investors to generate additional income. However, for anyone planning to invest in cryptocurrency, it’s important to know which cryptocurrencies are on the rise and…

Many people think of trusts as financial havens for the ultra-wealthy. However, this widespread perception is changing, as more people with moderate wealth reap the benefits of having a trust fund as part of their estate planning. …